Meet the team



CEO and Financial Advisor

Ross Wolf is one of Washington's Premier Financial Advisors with more than 25 years of experience in Retirement, Investment and Estate Planning, Wealth Preservation, Executive Benefits and Family Legacy Planning. He also teaches continuing education to other Financial Planners throughout Washington on the subjects of Financial and Retirement Planning, Social Security and Reverse Mortgages. He is Insurance licensed in Washington, Oregon, California, Arizona, Florida, Michigan, Ohio and North Carolina. He is Mortgage Licensed and is a Designated Broker in Washington specializing in Reverse Mortgages for Seniors. Ross is an IAR (Investment Advisor Representative) and is the Owner and CEO of Wolf Wealth Management, Inc., a nationwide Registered Investment Advisory firm. Ross has a B.A. degree in Finance from Florida State University and earned his CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) designations from The American College in Pennsylvania.

Ross and his wife, Kimberly, have been married for 27 years and have two wonderful children. In between Ross's car racing, Kimberly's volunteer work, Andrew's hockey, and Alexandra's horses and swimming meets, the Wolfs enjoy traveling and spending time together at their homes in Sammamish, WA, and Cape Cod, MA.

Ross’s Approach:

Ross is a straight-shooter and tells it like it is. He has a dynamic personality and infuses others with his robust information, solid ideas, multiple options, and pertinent financial solutions. He is most definitely an "out of the box" thinker and problem solver.

His enthusiasm for strategies in this industry is both contagious and invigorating!

In business, Ross follows two of Warren Buffet’s famous rules:

  1. Never lose money.
  2. Never forget rule No. 1.” 

When working with Pacific Financial Advisors and Ross Wolf, you will feel so much better knowing and understanding all of the financial options that are readily available to you and how to take advantage of opportunities others don't know about. Ross believes that our clients live longer, healthier and happier lives when we are acting as their "Personal CFO"!

Carolyn Pile


Chief Investment Officer and Financial Advisor

Making the move from a large financial institution to a boutique advisory firm was a choice Carolyn made easily after seeing the value Pacific Financial Advisors provides to each client’s individual financial situation.   Carolyn oversees all investment activities of the firm, including monitoring portfolio models, manager research, capital market model development, asset allocation implementation, and risk management. She also meets with clients to review investment portfolios and implement a holistic financial plan.

Prior to joining Pacific Financial Advisors, Carolyn served as Portfolio Manager for high-net worth clients at Highland Private Wealth Management and was a Portfolio Manager at Pacific Portfolio in Seattle, Washington.  Ms. Pile also has experience on the institutional side of the business, having worked at Mercer from 2010 to 2012 as a Senior Associate and Investment Analyst. She advised and consulted for three Fortune 500 companies on assets in excess of $2.8 billion. Carolyn recieved her MBA at the University of California, Irvine. 

Carolyn currently lives in Issaquah, WA with her family.  She has two boys, Christopher, age 11 and Cameron, age 9.  She enjoys biking, playing basketball and baseball with her sons and spending time with her friends and family.


Client Relationships Manager

After a fulfilling career in public education, Human Resource Management and retail, Lil wanted a position where she could still contribute to a company's prosperity while enjoying more free time. After she and her husband, Frank, came to a Pacific Financial Advisors seminar on Social Security Planning, they became clients of the firm. After going through the Financial Planning process, she realized there was a perfect opportunity for her to utilize expert skills in management and organization. Nowadays you will find Lil overseeing just about every aspect of the business. 

Lil and Frank have lived in the Northwest their entire lives. They are avid motorcyclists and have toured most the the western United States. They also enjoy hiking, road trips and family outings with their dog, Holly.

Lil quickly became an intergral part of the team and her quick wit, sense of humor, and valued people skills have made her indispensible. May she never retire!


Operations Manager

After serving in the Marines as an intelligence officer, Dan found his niche in the world of finance helping organizations go public. He was responsible for numerous IPOs in the 80s and 90s. After a short-lived stint as a retiree, he became a Loan Originator, Financial Advisor and ultimately Director of Operations and Processing. His patience and willingness to help others have always been two of his greatest traits.

Dan and his two daughters have lived in the Northwest all of their lives. He is a gourmet chef and enjoys spending as much time as possible cooking and entertaining. He loves riding his bike, reading, and going to auto races with Ross. He is the unofficial "umbrella holder" for the racing team.

Strategic Partners

Renee Vanous


Broker - The Vanous Group


Open, honest, and fully committed to her clients, Renee focuses her efforts on providing not only results, but also an extraordinary experience. The process of buying and selling real estate is becoming increasingly more complicated, which is just part of the reason you need a trusted adviser to assist you in achieving your goals. Make sure you’re working with the best! Whether you are buying or selling on Seattle’s Eastside, that means working with Renee Vanous and her team of real estate professionals.


David Wall

Web technology - Urban Analog 


I’ve spent the last (nearly 2 decades), working in the tech sector. My skills have taken me across the country and overseas. I started my career as a graphic designer and moved into web design by the mid 1990s. After the dot crash of 2000, I returned to college to study web development and became fascinated with usability principles. Around 2008 I wrote a paper on defining the study of UX that got me in the doors at Microsoft. From the gates of the Microsoft campus, I continued to pursue UX with a background in web design and development. It was during this time that I also felt the need to give back so I returned to Seattle Central College as an industry instructor for the web program and taught night courses.  

My company,, was created to continue offering highly skilled and creative technology solutions to small and mid size companies. Our success as a company depends entirely on the word of mouth referrals from our strategic partners and past clients. UrbanAnalog offers a full array of web, social, design, and online marketing solutions. Let us help demystify the technology landscape, so that you can focus on managing the day to day operations that keep your business running and in good standing.